OK! Here’s a small tip that many people already know about, and is worth mentioning again. Many banks offer the ability to have a certain sum of money transferred from checking to savings accounts at the start of every month. This is a great way to passively build the savings account, while lowering the amount of discretionary money that might potentially be wasted. This helps remove [...]
In this economy, budgeting has become a necessity for most Americans. However, many people have never learned how to make a proper budget, that will last effectively for more than a week. In order to flourish under the current economic crisis, it is essential to learn how to make a short and long-term budget. Creating [...]
If you are interested in racking up credit card points, which can be put toward round trip flights, free rental cars, and more, consider charging your rent each month to a credit card. This seems crazy at first, since staying out of debt is a number one priority. However, if you are financially stable enough [...]