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Understand the $8,000 Tax Credit for First Time Home Buyers

by admin - July 20th, 2009.
Filed under: Investing and Opportunity, Savings and Habits. Tagged as: , , , .

I keep hearing about this $8,000 tax credit for first time home buyers and so I wanted to learn more. I have discovered that the more I learn the more I want to take advantage of this. It is simple to qualify. You just have to make less than $75,000 a year as an individual or less than $150,000 as a couple.

Additionally you cannot have been a home owner in the last three years. This is because they want to give money to those who are first time home buyers.

This $8,000 is really a changing number. If your house costs less than $80,000 then they will give you 10% of the cost. It caps it at $8,000 though so it does not matter if your house costs more. With rates as low as they are right now this seems like the perfect time to jump in.

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